Financing · Republic Finance partner

Drive Now, Pay Monthly

Save up to 50 % on your monthly payment with some of the longest terms available. Easy acceptance, approvals in under 24 hours, and applying never touches your credit score.

< 24h

Approval decisions

0

Credit-score impact to apply

$86+

Per month, trucks from $4k

How it works

Approved in four steps

  1. 01

    Pick your truck

    Choose any vehicle from our inventory — the form pre-fills the price and stock number.

  2. 02

    Apply in 2 minutes

    Name, contact details and how you’ll use the truck. No documents needed to get started.

  3. 03

    Get approved

    A financing expert calls with your options — usually within 24 hours, often the same day.

  4. 04

    Drive it home

    Sign electronically, we ship the truck, and your first payment is typically 30 days out.

Financing provided by

Republic Finance

We partner with Republic Finance to get you approved fast, with the used-vehicle expertise needed to extend your terms far longer than most banks — and one point of contact for the truck and the loan.

Under $10,000? Vehicles under $10,000 are set up with installment payments instead of the 20 % down-payment structure.

Example monthly payments

Truck price48 mo60 mo
$5,000$108/mo$90/mo
$7,500$162/mo$135/mo
$10,000$216/mo$180/mo
$15,000$324/mo$270/mo

Estimates at 0 % for illustration only; actual payments depend on approved rate, term and down payment.

Choose your truck and plan below, and a financing expert will contact you with approval decisions in under 24 hours. For immediate help call (555) 123-4567.

By clicking Submit, you agree to our Terms and Conditions and Privacy Policy. Financing is subject to approval; terms vary by applicant.

Why buyers choose us

What makes our financing different

Easy acceptance

Good credit, bad credit or building credit — we work with buyers in every situation to find an approval that fits.

Approvals in under 24 hours

Fast decisions so you can lock in your truck without waiting weeks on a bank.

Longest terms in the industry

Stretch payments over longer terms to keep the monthly cost as low as possible.

No impact on your credit score

Applying is a soft inquiry. Your score is untouched until you accept an offer.

Trucks under $10,000

Vehicles under $10,000 use simple installment plans instead of the 20 % down-payment structure.

Truck & financing, one stop

We handle the vehicle, the paperwork and the financing together — no runaround between dealer and lender.

Financing FAQ

Good to know

Financing is subject to approval and provided by third-party lending partners. Terms and rates vary by applicant.

Who is the lender?
Financing is provided by our partner Republic Finance, a licensed consumer lender with used-vehicle expertise. We submit the application; they make the credit decision and service the loan.
What credit score do I need?
There is no hard cut-off. Approvals are issued across the credit spectrum; rate and term depend on your history, income and down payment.
Is there a down payment?
Trucks under $10,000 are set up as installment plans with little or no money down. Above $10,000 a 20 % down payment is typical, though it can be reduced with strong credit.
Can I pay the loan off early?
Yes — there are no prepayment penalties. Paying extra each month simply shortens the term.
Can a business finance a fleet?
Yes. Farms, landscapers, contractors and campuses finance multiple trucks with us; ask about fleet pricing and commercial terms.

Ready to get approved?

Apply in minutes and get a decision in under 24 hours. Easy acceptance, low monthly payments, no impact on your credit score.

Call us · Mon–Sat 9am–6pm CST (555) 123-4567